How NoBaaki works
Baaki is what is still owed. NoBaaki is the point where there isn't any. Split rent, dinner and household bills, and settle on UPI in a tap.
Watch the basics
Five short clips, no sound needed. They show the web version; the app works the same way.
Start a group
Create a group and invite your people with one link. · 0:41
Add an expense
Someone paid. Everyone gets their share. · 0:36
See who owes whom
Balances, and the fewest payments to settle. · 0:26
Settle up
Pay, then mark it paid. No more chasing. · 0:33
Friends without the app
Share a link. They need to install nothing. · 0:28
Start with a group
A flat, a trip, a dinner crowd — anyone you split with more than once. Expenses and balances live inside the group, so nobody has to remember who paid last time.
Add what was paid
Type it, or photograph the bill and let the phone read the items — including GST and service charge — and split them by who ordered what. The photo never leaves your phone.
Or just say it
"Pachaas rupaye chai" becomes ₹50, chai. Useful for the small ones nobody bothers to type in, which are the ones that go missing.
Split the way you agreed
Equally, by exact amounts, by shares or by percentage. Rent and the cook repeat every month, pro-rated by the days each person was actually there.
Settle on UPI
NoBaaki works out who owes whom in the fewest payments, then opens GPay, PhonePe, Paytm or BHIM with the amount already filled in. The money moves between you — NoBaaki never holds it.
Paid gets noticed
On Android, with your permission, the app reads the UPI confirmation on your phone and marks the debt settled by itself. Otherwise one tap does it, and the other person sees it immediately.
Friends without the app
Split one bill and share a link. They see their share and pay — no install, no sign-up. Handy for the person who only owes you once.
What it never does
No ads, no daily cap, no paywall on the basics. Receipts are read on your phone, not uploaded. Finding friends from contacts sends a scrambled fingerprint of each number, never your address book. NoBaaki never touches your money.